ShieldPolicy helps families lock in affordable final expense policies for their loved ones by providing a range of plans that can be tailored to individual needs and budgets. ShieldPolicy offers a variety of features, including no increase in premiums over time, no bloodwork or medical exams required, and 24 hours a day coverage. With Heritage Protection as its national average life insurance company, ShieldPolicy works hard to do right by families who have entrusted it with their funeral expense policies.