You're looking for a car loan with no down payment required. Look no further than Priceless Surprises, an auto loan program that allows eligible Mastercard cardholders to finance their vehicles with little to no upfront costs. By providing PIN-based debit cards and international, corporate, online transactions, it's open to anyone in the US who meets certain eligibility criteria. With the first monthly payment scheduled up to 60 days after closing, interest will accrue on your new loan, starting from the date of funding. However, annual percentage rates and payment terms will be determined when you apply, based on your credit and collateral information.